Personal Loans
Written by Lorraine Marsh
At the Credit Union we help our members with Personal Loans for many different purposes. Whatever you've got on your wish list we have the right Personal Loan for you!
Personal Loans
Great variable interest rate and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.
-
Interest calculated daily, charged monthly
-
Loan repayment insurance available
-
Make lump sum repayments or payout your loan early with no penalty
|
15.15%pa
interest rate
15.85%pa1
comparison rate
|
|
|
Additional Information |
|
Personal Loans |
|
|
Interest rate |
View our interest rates |
|
Minimum amount |
$2,000 |
|
Loan period |
Up to 7 years |
|
Repayments |
Monthly, Fortnightly, Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Processing fee |
$125 (funded with loan) |
|
Variable and lump sum repayments |
Yes |
|
Early repayment without penalty |
Yes |
|
Free redraw facility |
Yes |
|
Free death cover (up to $120,000 per membership) |
Yes |
|
Loan Repayment Insurance available |
Yes |
|
Auto repayments (salary / account) |
Yes |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
Overdraft
An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.
-
Only pay interest on the portion of the overdraft used
-
Interest calculated daily and charged monthly
-
Optional loan repayment insurance is available
|
15.55%pa
interest rate
|
|
|
Additional Information |
|
Overdraft |
|
|
Interest rate |
View our interest rates |
|
Minimum amount |
$500 |
|
Maximum amount |
$20,000
|
|
Loan period |
Continuing credit |
|
Repayments |
Monthly / Fortnightly / Weekly |
|
Interest charges |
Calculated daily, charged monthly on the portion of the overdraft used |
|
Processing fee |
$125 (funded with loan) |
|
Loan Repayment Insurance available |
No |
|
Auto repayments (salary / account) |
Yes |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
Consolidator Loans
Consolidate all your loans and replace them with a single personal loan. Save money with one easy loan repayment per month.
-
Interest calculated daily, charged monthly
-
Loan repayment insurance available
-
Make lump sum repayments or payout your loan early with no penalty
|
16.90%pa
interest rate
15.85%pa1
comparison rate
|
|
|
Additional Information |
|
Consolidator Loan |
|
|
Interest rate |
View our interest rates |
|
Minimum amount |
$2,000 |
|
Loan period |
Up to 7 years |
|
Repayments |
Monthly, Fortnightly, Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Processing fee |
$125(funded with loan) |
|
Variable and lump sum repayments |
Yes |
|
Early repayment without penalty |
Yes |
|
Free redraw facility |
Yes |
|
Free death cover (up to $120,000 per membership) |
Yes |
|
Loan Repayment Insurance available |
Yes |
|
Auto repayments (salary / account) |
Yes |
|
Useful Links
Questions?
If you have any questions, please contact us. 
1. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only.
Facebook
Twitter
del.icio.us
E-mail
